Terms and Conditions for arbolithent
These Terms and Conditions govern your use of arbolithent website and financial planning consultation services. By accessing our website or engaging our services, you agree to be bound by these terms. Please read them carefully before proceeding.
These Terms and Conditions were last updated on October 9, 2025.
Acceptance of Terms
By accessing the arbolithent website or engaging our financial planning consultation services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any provision, you should not use our website or services. Your continued use constitutes ongoing acceptance of these terms as they may be modified.
Definitions
In these Terms and Conditions, the following definitions apply:
Services refers to financial planning consultations, analytical reviews, and related guidance provided by arbolithent to Australian residents through personal sessions, online platforms, or other communication methods.
Website refers to the arbolithent online presence including all pages, content, features, and functionality accessible through our arbolithent and associated digital properties.
Client or User refers to any individual or entity accessing our website or engaging our financial planning consultation services.
Personal Information means information collected as described in our Privacy Policy.
Use of Services
arbolithent provides financial planning consultations and analytical reviews to help Australian residents understand various approaches to resource allocation and strategic financial decision-making. Services are intended for informational and analytical purposes. Consultations explore planning methodologies, market dynamics, and individual circumstances without guaranteeing particular outcomes or results.
Eligibility
Our services are designed for Australian residents who are at least 18 years of age and have legal capacity to enter binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.
We reserve the right to refuse service to anyone at our discretion.
Your Responsibilities
When using arbolithent services, you agree to:
Prohibited Uses
You may not use arbolithent services or website for:
Intellectual Property Rights
All content on the arbolithent website including text, graphics, logos, images, software, and other materials is owned by or licensed to arbolithent and protected by Australian and international intellectual property laws. You may view and use website content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without our explicit written permission.
User-Generated Content
If you submit feedback, testimonials, or other content to arbolithent, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content in connection with our services. You represent that you have necessary rights to grant this license and that content does not violate any third-party rights.
Rights and Responsibilities for Content
You retain ownership of any content you submit but are responsible for ensuring it is accurate, lawful, and does not infringe on any third-party rights. We reserve the right to remove any content that violates these Terms or is otherwise objectionable at our sole discretion.
Privacy and Data Protection
Your use of arbolithent services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to our privacy practices as described in that policy. We encourage you to review our Privacy Policy carefully to understand how we handle your information in accordance with Australian privacy legislation.
View Privacy PolicyService Disclaimers
arbolithent provides consultation services subject to important disclaimers:
No Guarantee of Results
Financial planning consultations do not guarantee particular outcomes or results. Past performance discussed during consultations doesn't guarantee future results. Financial planning involves inherent uncertainties, and results may vary significantly based on numerous factors including market conditions, individual circumstances, and implementation approaches. You assume all responsibility for financial decisions made.
Limitation of Liability
To the fullest extent permitted by Australian law, arbolithent and its team members are not liable for any indirect, incidental, consequential, or special damages arising from your use of services or website. Our total liability for any claims related to services shall not exceed the amount you paid for services during the twelve months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless arbolithent, its team members, and associated parties from any claims, liabilities, damages, losses, and expenses including legal fees arising from your use of services, violation of these Terms, or infringement of any third-party rights. This indemnification survives termination of your use of our services.
Dispute Resolution
We encourage resolution of disputes through direct communication:
Arbitration
Any disputes arising from these Terms or our services that cannot be resolved through negotiation shall be resolved through binding arbitration in accordance with Australian arbitration procedures. Arbitration shall occur in Australia, and the decision shall be final and binding on both parties.
You waive any right to participate in class action proceedings related to disputes.
Online Dispute Resolution
European Union residents may access the Online Dispute Resolution platform provided by the European Commission, though our services primarily target Australian residents and are governed by Australian law.
EU ODR PlatformSeverability
If any provision of these Terms and Conditions is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remainder of these Terms remains in full force and effect. The invalidity of any provision does not affect the enforceability of other provisions.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and arbolithent regarding use of services and supersede all prior understandings or agreements whether written or oral regarding the subject matter herein.
Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of Australia. Any legal proceedings related to these Terms shall be brought exclusively in Australian courts, and you consent to the jurisdiction of such courts.
Termination
arbolithent reserves the right to terminate or suspend your access to services at any time for any reason including violation of these Terms. You may discontinue using services at any time. Upon termination, your right to use services ceases immediately, though provisions that by their nature should survive termination remain in effect.
Modifications
arbolithent may modify these Terms and Conditions at any time to reflect changes in our services, legal requirements, or operational practices. We will notify you of material changes by updating the date at the top of these Terms and, when appropriate, through additional communication. Your continued use of services after changes constitutes acceptance of modified Terms.
Contact Information
If you have questions about these Terms and Conditions or need clarification, please contact arbolithent:
Email Address: content@arbolithent.sbs
Phone Number: +61 2 0063 0542
Mailing Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective Date: These Terms and Conditions became effective on October 9, 2025.
Version: Version 1.2