Privacy Policy

Introduction to Our Privacy Practices

Information We Collect

arbolithent collects various types of information to provide and improve our financial planning consultation services for Australian residents. We collect information you provide directly, information gathered automatically through website use, and information from third-party sources when applicable. The information we collect helps us deliver personalized consultations and improve service quality.

How We Use Your Information

arbolithent uses collected information for various purposes related to providing, maintaining, and improving our financial planning consultation services. Our use of your information supports service delivery, communication, analysis, and compliance with legal obligations. We process your information based on your consent, contractual necessity, legal requirements, and legitimate business interests.

• • Providing consultation services including scheduling sessions, conducting analytical reviews, and delivering personalized financial planning guidance.
• • Communicating with you about consultations, responding to inquiries, providing service updates, and sharing relevant information about our offerings.
• • Improving our website and services through analysis of usage patterns, visitor feedback, and service effectiveness evaluations.
• • Processing payments and maintaining financial records related to consultation service fees and transactions.
• • Complying with legal and regulatory obligations applicable to financial planning services in Australia.
• • Protecting against fraud, unauthorized access, and other security threats to maintain safe services for all clients.
• • Conducting research and analysis to develop new services, enhance existing offerings, and better understand client needs.

Sharing Your Information

arbolithent shares personal information only in specific circumstances necessary for service provision, legal compliance, or business operations. We do not sell personal information to third parties. When we share information, we require recipients to maintain appropriate security and use information only for specified purposes consistent with this Privacy Policy and applicable laws.

Your Privacy Rights

Australian privacy law grants you specific rights regarding your personal information. arbolithent respects these rights and provides mechanisms for you to exercise them. Rights include accessing your information, requesting corrections, limiting processing, and objecting to certain uses. You may exercise these rights by contacting us as specified in this policy.

• • Right to access your personal information and receive copies of data we hold about you.
• • Right to request correction of inaccurate or incomplete personal information in our records.
• • Right to request deletion of your personal information subject to legal retention requirements.
• • Right to receive your personal information in a structured, commonly used format for transfer to another service.
• • Right to object to processing of your personal information for particular purposes including direct marketing.
• • Right to request limitation of processing your personal information in certain circumstances.

Information Security Measures

arbolithent implements reasonable administrative, technical, and physical security measures to protect personal information from unauthorized access, disclosure, alteration, and destruction. While we strive to protect your information, no security system is impenetrable, and we cannot guarantee absolute security. We regularly review and update security practices to maintain appropriate protection.

Information Retention Periods

arbolithent retains personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary depending on information type, relationship nature, and legal requirements. When information is no longer needed, we securely delete or anonymize it.

• • Account information retained while your account remains active and for reasonable periods afterward for record-keeping.
• • Consultation records maintained according to professional standards and regulatory requirements for financial planning services.
• • Communication records retained for reasonable periods to address inquiries and maintain service quality.
• • Financial transaction records retained according to Australian taxation and business record requirements.
• • Marketing communication records retained until you opt out or for reasonable periods to honor preferences.

You may request deletion of your information subject to legal retention obligations and legitimate business needs.

International Data Transfers

arbolithent primarily stores and processes information within Australia. However, some service providers may process data in other countries. When we transfer information internationally, we ensure appropriate safeguards protect your information consistent with Australian privacy laws and this Privacy Policy. Transfers occur only to countries or providers meeting adequate protection standards.

• • Transfers to service providers occur only when necessary for service provision and subject to appropriate agreements.
• • We ensure international recipients maintain security and privacy protections comparable to Australian standards.
• • You consent to international transfers necessary for service provision when you engage arbolithent consultation services.
• • We remain responsible for personal information transferred to third parties under this Privacy Policy.

Cookies and Tracking Technologies

arbolithent uses cookies and similar technologies on our website to enhance functionality, understand visitor behavior, and improve user experience. Cookies are small text files stored on your device when you visit our website. For detailed information about our cookie practices, types of cookies used, and how to manage cookie preferences, please review our Cookie Policy.

You can control cookie preferences through browser settings, though blocking cookies may affect website functionality and user experience.

Privacy Policy Updates

arbolithent may update this Privacy Policy periodically to reflect changes in our practices, services, legal requirements, or operational needs. When we make material changes, we will notify you by updating the date at the top of this policy and, when appropriate, through additional communication such as email notifications or website notices.

• • Policy version date at the beginning indicates when the current version became effective.
• • Material changes will be communicated through prominent website notices or direct communication to registered users.
• • Continued use of services after policy updates constitutes acceptance of revised practices.
• • We encourage periodic review of this Privacy Policy to stay informed about how we protect your information.

If you disagree with policy changes, you may discontinue service use, though changes may apply to information already collected.